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· The new changes to the student lending process have created another reason for student loan debt consolidation. All Stafford, Perkins, and Plus loans are now serviced through the federal government, cutting out the banks.
The Biennial “DebtCon” conference was launched at Georgetown Law in. failures and fragmentation still plague debt and crisis management.
· A government debt consolidation loan is a loan given by a government program or agency in order to help a person pay off debts he or she owes to multiple institutions simultaneously. The debtor basically surrenders all outstanding balances to the government entity, which will pay them and issue a new loan representing the balance owed, plus some degree of interest in most cases.
· First-time home buyers often carry student loans, which can make saving for a down payment difficult. There are lots of "first-time" loan programs to help.