Retirement: Banks offer ‘later life’ mortgages to meet UK ageing population – The Florida Post

Florida’s unmatched status as a retirement paradise, however, doesn’t rub off on every one of its cities. To determine where retirees can look forward to living out their best years in the Sunshine State, WalletHub’s data crunchers compared more than 100 of its largest cities across 28 key indicators of retiree-friendliness.

With increasing leisure time and disposable income in retirement, plenty of people are taking up the. but there are still tens of thousands of active collectors in the UK alone, and many millions.

Later life debt calls for innovation from lenders, report says. "Our forecasting found that there will be a significant increase in the amount of debt among people at or near retirement age during the next 10 years," said Josie Dent, CEBR senior economist.". Therefore a rising number.

ethnic million They are also the nation’s second-fastest-growing racial or ethnic group, with a 2.0% growth rate between 2015 and 2016 compared with a 3.0% rate for Asians.The slowing of Hispanic population growth is occurring as immigration to the U.S. from Mexico levels off and the fertility rate among Hispanic women declines.

If you’re retired and have a pension, and are looking for an alternative to equity release, then the Family Building Society may be able to help where the big banks can’t. If you’d like to find out more about our later life lending, or to check your eligibility, call us on 03300 244625 or email

As long as the borrower is 59 the lender can use recent withdrawals from retirement accounts as proof of income. For example, assume recent bank statements show withdrawals of $4,500 per month from an IRA (the lender needs to see withdrawals for at least 2 months). This $4,500 would be considered monthly income.

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We know applying for your first mortgage loan and navigating a complex housing market can be daunting. At U.S. Bank, we want your first home purchase to be a rewarding experience and we’re here to help first-time home buyers any way we can. Your mortgage loan officer can answer any questions you may have along the way.

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